Has debt got you down? Does it seem like there is no way out of the “pit”? Well, I am here to let you know that there can be a way out, and it is called: The Sweet Spot.

My wife and I save for a lot of things - small and large. We find that once we put away some of our earnings, we usually put away too much and have money left over for the next saving project.

These are crazy times! But with crazy times, come opportunities. When you turn on the news or look at your social media feed there’s a flood of news around the COVID-19 pandemic. From school closures and event cancellations to people stocking up on home essentials, it’s hard to hide from what’s going on.

A sound financial security plan takes into consideration your present situation and creates a road map to help you get to where you want to be as well as protect what you already have. It also includes recommendations of how much money you’ll have to put away to reach your goals.

A sound financial plan takes into consideration your present situation and creates a road map to help you get to where you want to be as well as protect what you already have. It also includes recommendations of how much money you will have to put away to reach your goals.

Do you like to gamble with your future? Most would say no, but a lot of Canadians are at risk of losing their savings and income just because they have not created a proper security basket.

December 2018 saw one of the worst declines in the stock market in recent memory. As the market declined, I was more disappointed in the investors who sold off their shares than the ones who stayed invested. Trade wars and political instability have helped to increase volatility, and events like this trigger sell offs. Even so, historically markets have bounced back and continued to grow.

I was so inspired by the efforts of one of my clients that I asked if I could write a blog about her successes. She agreed!

How financially healthy are you? Do you really know? There is one number that helps you determine your financial health more than any other number – that is ‘net worth’. Most people do not know how to calculate their net worth. Now, if they did, they would be more aware of their financial situation.

I’m not sure what the weather’s like in the rest of Canada, but in southern Ontario it’s been hot hot hot! I hope you’re enjoying your summer. It’s a great time to take advantage of the warmer weather and enjoy all that Canada has to offer. If you’re travelling abroad, enjoy your new adventures and be safe!