Werner C. Duever

Financial Security Advisor
Investment Representative
Freedom 55 Financial

Blog Posts

Why financial independence?

Why not!? Why wouldn’t you want to have freedom to do what you like. Children have this freedom when they are young if they live in a good home with all their needs taken care of.

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When is your Freedom Day?

When will be your Freedom Day? Do you even care? Do you dream of the day when you don't have to work for a pay check? Did you know that it was possible? It's called financial independence - when your passive income is greater than your living expenses.

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SAVE your retirement!

In London, Ontario we love hockey. It keeps many of us entertained. A lot of our Canadian hockey players are international stars. The players today protected themselves against the unexpected by wearing the proper protective gear. But unlike hockey players, many Canadians are not protected against unexpected events like a death, a long-term disability or a life-threatening critical illness and in some cases end up going into bankruptcy or becoming reliant upon the government.

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The nasty b-word

Recently my clients, Jack and Jill, told me they were having trouble paying down their mortgage and wanted help putting a plan together to get back on track and saving for what’s important to them.

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Speed bumps to financial freedom

Have you ever thought about accumulating enough wealth to generate an income stream that will allow you to stop working? Perhaps you feel inadequate or don’t believe you deserve to be free from needing to earn a paycheque. Thoughts of I’m not worthy! I’m not worthy! run though your head. Well, I’m here to say you are worthy of financial independence and living the life you have always dreamed of.

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Spring financial health checkup

Living up to my title as Financial Security Advisor means making sure my clients receive the advice they need to help them become financially secure. This includes helping them plan for major events like buying a home, sending the kids to college and retirement. It also means helping them prepare for life’s unexpected events such as job loss, illness or disability.

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Seven Stages of Financial Health

Financial independence is generally used to describe the state of having sufficient personal wealth to live, without having to work actively for basic necessities. For financially independent people, their assets generate income that is greater than their expenses.

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Do this first and help build your wealth

You work hard for your money and what do you have to show for it? Why not put some money away for the day you would like to slow down or not have to work so hard. One of the best saving philosophies that I could share with you is called “pay yourself first”. Why not reward yourself for working so hard by building your own nest egg? Did you ever wish you could escape the 9 to 5 and the daily grind? Well, there is a way out and it is easier than you think.

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How to have your new car without jeopardizing your retirement

I love new cars but what I’ve learned is these glittering pieces of steel – if you cannot afford to pay with cash – can be detrimental to your future financial well-being. I’m not saying you can’t own a new car. I’ve owned a number of new cars myself and love the thrill of being one of the first to own the latest engineering marvel on four wheels.

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